Get in touch
We will be closed for the Christmas period from 5.00pm on Monday 23rd December and we will reopen at 9.00am on Thursday the 2nd January. Any phone calls, web enquiries or emails will be answered upon our return.
IMA Mortgages & Protection
Expert mortgage advice without the fees*
Established in Hemel Hempstead for over 20 years IMA Mortgages & Protection, previously known as Independent Mortgage Associates, are passionate about securing the most suitable mortgage for our clients, whilst also ensuring that they can stay in the property no matter what life puts in their way.
Our Hertfordshire based mortgage brokers have access to a comprehensive range of options, to help you find the most suitable product depending on your individual needs and circumstances. We will show you the latest rates, explain all the options and handle the application to the lender or provider on your behalf.
Our office is based in the Old Town, Hemel Hempstead, where you can meet with one of our expert advisers, drop in your documents or pop by if you need help completing forms. We also offer appointments via telephone or video call and can arrange mortgages anywhere in the country.
Our Services
Mortgages
A mortgage is a loan secured against a property. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own. It gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest.
We have access to a wide range of lenders across the market to ensure you benefit from the best rates designed to your needs.
Insurance
A sudden loss of income can be devastating to your quality of life. Death, injury, or illness can cause irreparable financial damage. Insurance will protect your home and quality of life while your family recovers.
Choosing the right policies is important. This will depend on your circumstances and needs. We can help you do this free of charge, and we will arrange them for you.
Equity Release
Equity release mortgages lets homeowners aged 55 and over release tax-free cash from the value of their home. The amount you can release is based on your age and how much your home is worth. Depending on the equity release product you choose, you can claim your money as one big lump sum or as a series of smaller lump sums.