Blogs

Why are Tracker Mortgages becoming so popular?

Tracker mortgages have gained significant traction in the UK housing market throughout 2024, with recent data showing a 67% surge in uptake compared to 2021.1 The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has become especially attractive amidst ongoing economic uncertainty…
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Chancellor Rachel Reeves has delivered Labour’s first Budget since 2010, after the party’s return to power in July’s general election.

We wanted to provide you with a summary of the most notable points that were made in yesterday’s speech. Personal taxes Freeze on income tax and National Insurance thresholds to end in 2028, preventing people from being dragged into higher tax bands as their wages rise Capital gains tax paid on profits from selling shares…
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First-Time Buyers: Two Months Left to Save up to £15,000 in Stamp Duty

Time is running out for first-time buyers looking to save big on their property purchase. According to new research from Zoopla1, buyers have just two months left to take advantage of the current stamp duty relief before rates rise, potentially saving as much as £15,000. From 1st April 2025, Stamp Duty Land Tax (SDLT) rates…
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What to do if you’re dealing with debt

  If you are in debt, or have a family member who is, it can be the loneliest place to be and no matter how resilient you are, eventually it will wear you down. However, there are strategies you can adopt to alleviate the situation and get yourself back on track. Talk to someone. Acknowledging…
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How to Save Money When Buying a Home

Buying a home is one of the most significant purchases you’ll ever make. While it’s exciting to imagine your new space, it’s crucial to keep your finances in check. Here are some fun and practical ways to save money during your home-buying journey. Know Your Budget and Stick to It Before you start hunting for…
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Add Value to Your Garden This Spring

Gardens have long been desirable and known to add value to property, and with the increase in hybrid working in recent years, the desire for outdoor space can make for a key area that can add both value and appeal to your home. If your property has a garden, we’ve put together a few ideas…
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