News

Mortgage brokers regularly speak to clients who are focused on the obvious household costs: mortgage payments, energy bills, council tax. Home insurance often gets treated as a simple renewal. The problem is that small details in a home insurance policy can make a big difference at the point you need to claim. And when those…

Once you own a home, it is easy to put everything on autopilot. Your mortgage ticks along, insurance renews automatically and paperwork stays filed away. But over time, small details can drift out of line with your circumstances, sometimes without you realising. As we move through 2026, there are a few sensible checks worth making.…

If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you. Around 1.8 million homeowners are coming to the end of fixed-rate deals taken out in 2021, 2022 and 20231. As those deals expire, borrowers face a decision about what happens next and…

After a few uncertain years for the housing market, there may be some steadier news for homeowners According to new figures from Rightmove, UK house prices are expected to rise by around 2 per cent during 2026, marking a modest improvement after a relatively flat period1. It is not a return to the rapid price…

What this could mean for your mortgage – and your next steps. In a widely anticipated move, the Bank of England today reduced the Base Rate from 4.00% to 3.75% The decision comes amid weak economic momentum and further signs that inflationary pressures are easing, and follows November’s closely split 5-4 vote to hold rates when four members already favoured…

The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider push to make homes warmer, greener, and more affordable to run. Although the plans are still subject to consultation, landlords and tenants may wish to be aware of what is…