News

The Government plans to replace the Lifetime ISA with a new savings account designed solely to help first-time buyers purchase a home. But several important details, including the bonus and property price limit, have yet to be decided1. First-time buyers could eventually be offered a new, more flexible way to save for a deposit under…

A mortgage can run for decades, but a household’s income can change overnight. Illness, a serious diagnosis, redundancy and death create different financial problems, and no single insurance policy necessarily covers them all. Most homeowners understand the need to insure the building they live in. Buildings insurance is commonly required under the terms of a…

More than five million households are expected to face higher mortgage repayments by the end of 2028, according to the Bank of England. For homeowners approaching the end of a fixed deal, starting early could provide more time, more options and greater certainty1. Millions of homeowners may need to prepare for an increase in their…

Britain’s latest heatwave has left many households struggling with sleepless nights, overheated bedrooms and homes that take hours to cool down. As periods of extreme heat become a more important consideration, buyers may need to think differently about what makes a property comfortable, efficient and affordable. For generations, British homes have been designed primarily around…

When the UK experiences a heatwave, most of the attention understandably turns to health, hydration and staying cool. That should always come first. Hot weather can affect everyone, particularly older people, young children, pregnant women and those with underlying health conditions1. However, prolonged periods of hot, dry weather can also create risks around the home.…

Buying or selling a home should be one of life’s exciting milestones. Too often, however, it becomes one of the most stressful. A buyer finds a property, agrees a price, starts the mortgage process, pays for legal work and waits for everything to move forward. A seller accepts an offer, begins making plans and may…