News

Your mortgage is likely to be one of your biggest financial commitments, but it is easy to forget that your wider protection needs can change over time. If you arranged life cover, critical illness cover or income protection when you first took out your mortgage, the cover may have been suitable for your circumstances at…

As spring arrives, many people start thinking about making changes to their home. Longer days and better weather can make it a natural time to plan improvements, whether that means building an extension, converting a loft, replacing a kitchen, upgrading a bathroom, improving energy efficiency or making the home more suitable for family life. Home…

If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later. Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many…

Landlords in England should check whether they need to send tenants the new Renters’ Rights Act Information Sheet 2026. From 1 May 2026, the first phase of the Renters’ Rights Act 2025 comes into effect. As part of this, private landlords and letting agents must provide tenants with the official government Information Sheet where it…

What is changing? Making Tax Digital for Income Tax is an important change that some people may need to prepare for now. From 6 April 2026, it becomes mandatory for sole traders and landlords with qualifying income over £50,000. HMRC says this will then extend to those with qualifying income over £30,000 from 6 April…

If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England. From 1 May 2026, the first phase of the Renters’ Rights Act reforms will begin. Government guidance says these changes include the end of Section 21 ‘no-fault’ evictions,…