News

Heatwaves, home insurance and protecting your property during extreme hot weather

When the UK experiences a heatwave, most of the attention understandably turns to health, hydration and staying cool. That should always come first. Hot weather can affect everyone, particularly older people, young children, pregnant women and those with underlying health conditions1. However, prolonged periods of hot, dry weather can also create risks around the home.…
Read More

A major change could be coming to the way we buy and sell homes

Buying or selling a home should be one of life’s exciting milestones. Too often, however, it becomes one of the most stressful. A buyer finds a property, agrees a price, starts the mortgage process, pays for legal work and waits for everything to move forward. A seller accepts an offer, begins making plans and may…
Read More

What the proposed mortgage rule changes could mean for you

The rules around getting a mortgage could change if new proposals from the Financial Conduct Authority are approved1. The Financial Conduct Authority, also known as the FCA, regulates the UK mortgage market and sets rules that lenders must follow. Its latest Mortgage Rule Review is looking at whether parts of the current system could be…
Read More

Some mortgage rates have been reduced. Is it time to review your options?

There have been encouraging signs in the mortgage market recently, with a number of lenders reducing selected mortgage rates. This does not mean that every mortgage rate has fallen, or that every borrower will automatically be able to access a lower rate. Mortgage pricing changes regularly and the rate available to you will depend on…
Read More

Heatwave home insurance warning: The summer risks that could leave homeowners facing a costly surprise

Britain’s record-breaking May heatwave has sent families into gardens, parks and beaches, with barbecues lit, patio doors left open and garden furniture brought out for the summer1. But while the sunshine has been welcomed by many, homeowners are being urged to check whether their home insurance is ready for the risks that can come with…
Read More

Is your mortgage deal ending this year or in early 2027? Why reviewing early could save you money

If your mortgage deal ends later this year, or in early January 2027, now could be the time to start looking at your options. For many homeowners, the mortgage is the largest monthly bill they pay. Yet it is also one of the financial products most likely to be left until the last minute. That…
Read More

Get expert advice from IMA Mortgages & Protection