News

What this could mean for your mortgage – and your next steps. In a widely anticipated move, the Bank of England today reduced the Base Rate from 4.00% to 3.75% The decision comes amid weak economic momentum and further signs that inflationary pressures are easing, and follows November’s closely split 5-4 vote to hold rates when four members already favoured…

The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider push to make homes warmer, greener, and more affordable to run. Although the plans are still subject to consultation, landlords and tenants may wish to be aware of what is…

Applying for a mortgage is exciting, but it often involves more scrutiny than people expect. One of the first things a lender looks at is your bank statements. They give a real-time picture of how your money is managed, whether your income is steady, and whether your spending habits suggest you can comfortably take on…

Chancellor Rachel Reeves has delivered her 2025 Autumn Budget, the first major fiscal statement of the year for this Labour government. We wanted to provide you with an overview of the most notable announcements made in yesterday’s speech.   Personal taxation National Insurance (NI) and income tax thresholds will remain frozen for an additional three years…

As the year draws to a close and households prepare for the busy winter months, many people take time to review their finances. Mortgage rates, energy bills and day-to-day costs can all shift throughout the year, making autumn a sensible moment to check whether your financial safety nets are still fit for purpose. For most…

If your mortgage deal is coming to an end, your lender may already have contacted you with a new rate. It often looks simple. You log in, click a few buttons, and switch to the next deal. However, before you do that, it is important to ask whether that offer is truly the right one…