First time buyers mortgage

When you are buying your first home, you will be classed as a “first time buyer”. At IMA Mortgages & Protection we understand this can be a very daunting time and we will guide you through the whole process. We have access to a wide variety of lenders and can recommend the best option without you having to shop around the various banks and building societies.

What we can do for you:

  • We can offer face to face, telephone or video appointments with one of our experienced advisers who can explain the process in jargon free terms

  • We gather your information and provide advice on how much you can borrow, the level of deposit required and what your monthly payments are likely to be

  • We will discuss the house buying process and the costs you will incur such as valuation or survey fees, solicitors costs and stamp duty

  • We advise you on the most suitable and appropriate mortgage for you, then arrange and manage your application with the lender

  • We can able to offer recommendation of solicitors and surveyors

  • We are also able to arrange mortgages on shared ownership properties

Get expert advice from IMA Mortgages & Protection