Posts by liane

Britain’s record-breaking May heatwave has sent families into gardens, parks and beaches, with barbecues lit, patio doors left open and garden furniture brought out for the summer1. But while the sunshine has been welcomed by many, homeowners are being urged to check whether their home insurance is ready for the risks that can come with…

If your mortgage deal ends later this year, or in early January 2027, now could be the time to start looking at your options. For many homeowners, the mortgage is the largest monthly bill they pay. Yet it is also one of the financial products most likely to be left until the last minute. That…

With the summer holiday season approaching, many households will already be counting down to flights, hotels, package holidays and long-awaited breaks abroad. But this year, travellers have another reason to check the small print before they pack. The Department for Transport has set out plans aimed at reducing the risk of last-minute flight cancellations during…

If you are thinking about selling your home this summer, the market may look encouraging at first glance. Asking prices have been holding up, homes are still selling, and many buyers remain active. But look a little closer and the picture becomes more complicated. Rightmove’s May 2026 House Price Index reported that the average price…

Your mortgage is likely to be one of your biggest financial commitments, but it is easy to forget that your wider protection needs can change over time. If you arranged life cover, critical illness cover or income protection when you first took out your mortgage, the cover may have been suitable for your circumstances at…

As spring arrives, many people start thinking about making changes to their home. Longer days and better weather can make it a natural time to plan improvements, whether that means building an extension, converting a loft, replacing a kitchen, upgrading a bathroom, improving energy efficiency or making the home more suitable for family life. Home…

If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later. Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many…

Landlords in England should check whether they need to send tenants the new Renters’ Rights Act Information Sheet 2026. From 1 May 2026, the first phase of the Renters’ Rights Act 2025 comes into effect. As part of this, private landlords and letting agents must provide tenants with the official government Information Sheet where it…

What is changing? Making Tax Digital for Income Tax is an important change that some people may need to prepare for now. From 6 April 2026, it becomes mandatory for sole traders and landlords with qualifying income over £50,000. HMRC says this will then extend to those with qualifying income over £30,000 from 6 April…

If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England. From 1 May 2026, the first phase of the Renters’ Rights Act reforms will begin. Government guidance says these changes include the end of Section 21 ‘no-fault’ evictions,…