Posts by liane

Why are Tracker Mortgages becoming so popular? Tracker mortgages have gained significant traction in the UK housing market throughout 2024, with recent data showing a 67% surge in uptake compared to 2021.1 The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has…

Chancellor Rachel Reeves has delivered Labour’s first Budget since 2010, after the party’s return to power in July’s general election. We wanted to provide you with a summary of the most notable points that were made in yesterday’s speech. Personal taxes Freeze on income tax and National Insurance thresholds to end in 2028, preventing people…

First-Time Buyers: Two Months Left to Save up to £15,000 in Stamp Duty Time is running out for first-time buyers looking to save big on their property purchase. According to new research from Zoopla1, buyers have just two months left to take advantage of the current stamp duty relief before rates rise, potentially saving as…

What to do if you’re dealing with debt   If you are in debt, or have a family member who is, it can be the loneliest place to be and no matter how resilient you are, eventually it will wear you down. However, there are strategies you can adopt to alleviate the situation and get…

How to Save Money When Buying a Home Buying a home is one of the most significant purchases you’ll ever make. While it’s exciting to imagine your new space, it’s crucial to keep your finances in check. Here are some fun and practical ways to save money during your home-buying journey. Know Your Budget and…

Add Value to Your Garden This Spring Gardens have long been desirable and known to add value to property, and with the increase in hybrid working in recent years, the desire for outdoor space can make for a key area that can add both value and appeal to your home. If your property has a…

Lower National Insurance Payments, But Beware Creeping Tax Increases Early April saw the Government’s 2% reduction in National Insurance on wages take effect, which represents a welcome bonus for many, however we look ahead to a potential risk of tax increases further down the line. The National Insurance (NI) rate has fallen from 10% to…

Spring Clean Your Finances Last month welcomed the new Tax Year, that started back on 6th April. We look at a number of checks you can make to ensure your finances are given the ‘spring clean’ for the year ahead. Tax codes New tax codes for the financial year ahead came into force on 6th…

Spring Sales: Get Your Home to Market With days getting longer, and a certain something in the air – Springtime has been proven to be the best time to sell a home. We look at a few quick tips on how to seize the moment and get your home ready for sale. Why is Spring…

Home Extensions: Where To Start? If you and your family are thinking of needing extra space – the natural thought can be to simply search for a new property. However, with the turbulent housing market and rising cost of mortgages – one answer might be right under your feet. Adding Value to Your Home Not…