Posts by liane
Flight cancellation fears this summer: will travel insurance actually protect your holiday?
With the summer holiday season approaching, many households will already be counting down to flights, hotels, package holidays and long-awaited breaks abroad. But this year, travellers have another reason to check the small print before they pack. The Department for Transport has set out plans aimed at reducing the risk of last-minute flight cancellations during…
Read MoreSelling your home this summer? Five things sellers need to know as buyers get more choice
If you are thinking about selling your home this summer, the market may look encouraging at first glance. Asking prices have been holding up, homes are still selling, and many buyers remain active. But look a little closer and the picture becomes more complicated. Rightmove’s May 2026 House Price Index reported that the average price…
Read MoreHas your life changed since you last reviewed your protection needs?
Your mortgage is likely to be one of your biggest financial commitments, but it is easy to forget that your wider protection needs can change over time. If you arranged life cover, critical illness cover or income protection when you first took out your mortgage, the cover may have been suitable for your circumstances at…
Read MoreThinking about home improvements? Speak to your mortgage adviser before borrowing more
As spring arrives, many people start thinking about making changes to their home. Longer days and better weather can make it a natural time to plan improvements, whether that means building an extension, converting a loft, replacing a kitchen, upgrading a bathroom, improving energy efficiency or making the home more suitable for family life. Home…
Read MoreMortgage deal ending in 2026? Now is the time to review your options
If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later. Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many…
Read MoreLandlords must send the new Renters’ Rights information sheet to tenants by 31 May 2026
Landlords in England should check whether they need to send tenants the new Renters’ Rights Act Information Sheet 2026. From 1 May 2026, the first phase of the Renters’ Rights Act 2025 comes into effect. As part of this, private landlords and letting agents must provide tenants with the official government Information Sheet where it…
Read MoreMaking Tax Digital is almost here. What self-employed people and landlords should know
What is changing? Making Tax Digital for Income Tax is an important change that some people may need to prepare for now. From 6 April 2026, it becomes mandatory for sole traders and landlords with qualifying income over £50,000. HMRC says this will then extend to those with qualifying income over £30,000 from 6 April…
Read MoreLandlords, are you ready for the new rental rules coming into force on 1st May?
If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England. From 1 May 2026, the first phase of the Renters’ Rights Act reforms will begin. Government guidance says these changes include the end of Section 21 ‘no-fault’ evictions,…
Read MoreMortgage rates are back in the headlines. If your deal ends in 2026, review your options early
Mortgage rates are back in the headlines, and if your current deal ends in 2026, this is a sensible time to review your options. Over recent days, lenders have repriced products and withdrawn mortgage deals as markets react to renewed inflation concerns and wider global uncertainty. Reporting this week says the average two-year fixed mortgage…
Read MoreWhat’s happening in the mortgage market right now?
The UK mortgage market has experienced a significant shift in March 2026, with the outlook changing dramatically in just a matter of weeks. The recent turnaround In early March, lenders were reducing fixed mortgage rates as sentiment around interest rates improved. However, the escalating conflict involving Iran has pushed oil and gas prices higher, increasing…
Read More