News

Your mortgage is likely to be one of your biggest financial commitments, but it is easy to forget that your wider protection needs can change over time. If you arranged life cover, critical illness cover or income protection when you first took out your mortgage, the cover may have been suitable for your circumstances at…

As spring arrives, many people start thinking about making changes to their home. Longer days and better weather can make it a natural time to plan improvements, whether that means building an extension, converting a loft, replacing a kitchen, upgrading a bathroom, improving energy efficiency or making the home more suitable for family life. Home…

If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later. Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many…

Landlords in England should check whether they need to send tenants the new Renters’ Rights Act Information Sheet 2026. From 1 May 2026, the first phase of the Renters’ Rights Act 2025 comes into effect. As part of this, private landlords and letting agents must provide tenants with the official government Information Sheet where it…

What is changing? Making Tax Digital for Income Tax is an important change that some people may need to prepare for now. From 6 April 2026, it becomes mandatory for sole traders and landlords with qualifying income over £50,000. HMRC says this will then extend to those with qualifying income over £30,000 from 6 April…

If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England. From 1 May 2026, the first phase of the Renters’ Rights Act reforms will begin. Government guidance says these changes include the end of Section 21 ‘no-fault’ evictions,…

Mortgage rates are back in the headlines, and if your current deal ends in 2026, this is a sensible time to review your options. Over recent days, lenders have repriced products and withdrawn mortgage deals as markets react to renewed inflation concerns and wider global uncertainty. Reporting this week says the average two-year fixed mortgage…

The UK mortgage market has experienced a significant shift in March 2026, with the outlook changing dramatically in just a matter of weeks. The recent turnaround In early March, lenders were reducing fixed mortgage rates as sentiment around interest rates improved. However, the escalating conflict involving Iran has pushed oil and gas prices higher, increasing…

If you are thinking about selling this spring, now is the moment to get organised. Spring often brings more buyers back into the market, but it also brings more competing listings. Buyers have choice, and they tend to move fastest when a home looks well-presented and the sale feels straightforward. It may also feel slightly…

After a prolonged period of higher borrowing costs, there are early signs of relief for mortgage holders. Rates are not returning to the historic lows of the 2010s, but the overall trend has shifted. For many households, that change in direction matters. As of 26 February 2026, the Bank of England’s base rate is 3.75%,…