S.Waton2025-08-05 IMA did an incredibly good job, there’s not many companies which you can say they did absolutely everything perfectly well. They worked so swiftly, efficiently and would even call to say that they are going to change our mortgage for the one with the lower rate, as it was getting lower on a daily/weekly basis. I honestly couldn’t recommend a company more! Jasmine Povey2025-03-07 My partner and I used IMA to secure the best mortgage on our first home and life insurance. Ellie and Nay were honestly amazing. They were always there to support us when we had questions and would call to talk us through things. We had a few houses fall through but this did not stop them from making sure we got the best mortgage offer and support with each application. Such personable and lovely people. We are so happy in our new home so thank you both so much! Without you guys, it wouldn’t have been possible😁😁🥰 Paul Symonds2024-05-17 I cannot recommend Liane and her team highly enough. We have been working with Liane and team since 2017. They have been amazing to deal with and have managed our mortgage and provided guidance & support through all the market cycles and all the challenges. Dean Howie2024-02-20 Third time I have used them and another brilliant service. Thanks IMA team Dimitar Radev2023-05-25 Working with Independent Mortgage Associates Ltd., specifically with Naomi, was like finding a new friend who just happen to be brilliant at mortgage advice! Naomi's knowledge combined with the warmth and personal touch made us feel comfortable and reassured. I must also mention Hermione's friendly and approachable manner was an absolute joy. They both guided us through the process not once but twice - in 2020 and 2022, and now once more each time providing an impeccable service. Independent Mortgage Associates, with Naomi and Hermione, truly turn the daunting into the doable with a friendly smile. Highly recommended! Jessica Fox2023-05-08 We have been working with Nay and Hermione from IMA since we were looking to purchase our first house in 2019. Since then, we have continued with their services because of their excellent communication, knowledge, advice and support. Nay and Hermione take the time to explain things clearly, ensuring we have a full understanding, and they support us in making the best decision for our needs. As well as this they are such a friendly team and we can’t imagine working with anyone else for our mortgage and life insurance needs. Thank you so much! Michelle Morley2023-05-03 Liane worked with us to get our mortgage. She went above and beyond, very prompt at sending and responding to emails and phone calls, always kind and friendly. We will keep using this company when we have to remortgage. Highly recommend. Tom White2022-11-08 Naomi and Hermione were absolutely top class. Literally wouldn't have been able to get though the purchase without them. Thanks guys! Aarron Constable2022-10-31 As a first time buyer, the prospect of buying a home is extremely daunting. Naomi and Hermione took on our case and from day 1 were helpful and understanding. No question was too stupid. They supported us through a sale that fell through, which was massively appreciated, And eventually, we bought our first home! It simply wouldn't have been possible without them. IMA came highly recommended and we're so pleased we used them. Professional throughout and always only a call or email away. Absolutely fantastic! James Potton2022-09-14 Second time using IMA now and I would hugely recommend using. Louis Miller is extremely helpful, knowledgeable and professional as the main advisor we’ve used. Their communication and response times as a firm is 10/10. Further assistance with insurance covers etc are followed up and secured brilliantly. Shout out to Claire, Nikki and Kelly! Will be back in the future!
We get to know you by asking questions about you, your family, your work and credit history which will help us to complete a full fact find. We also ask what your intentions are for the future, such as plans to move or extend your home. We will then have the fullest picture to enable us to give you the most suitable advice.
We will also discuss the sort of rate you would like and look at the best type of deal which may be suited to you.
We then research the market and make a recommendation as to the lender and deal which best fits your needs, affordability and future plans.
When we have agreed the best lender and deal, we will do our best to ensure the application goes through smoothly.
We shall oversee the whole process from liaising with the lender, the solicitor and you, as well as other companies involved such as estate agents and valuers.
Our professional mortgage advisers are experienced in arranging the following types of mortgages:-
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